Landlords house insurance

As an insurance broker based in Southend-On-Sea providing instant online landlords house insurance quotes we can save you hours of time and literally hundreds of pounds on your premium. We understand that the idea of spending hours searching for a low cost insurance policy which provides comprehensive cover can be tedious to say the least. Because we specialise in arranging insurance for landlords properties we can offer instant online quotations from a panel of insurers meaning our system does all the hard work for you while you just sit back and choose the most appropriate and cost effective policy for your requirements. Whether you need landlords building insurance or landlords contents insurance or even a full landlords insurance policy we can help you by providing quotations and arranging cover on your behalf with well known reputable insurers.

The Financial Conduct Authority have been put in charge of regulating the insurance industry which adds an extra level of protection for consumers.

The insurance industry has been regulated by the Financial Conduct Authority (FCA) since April 2013, which offers protection to the client should they ever feel that they have been treated unfairly by the insurer. For the peace of mind and protection of our clients we will only ever deal with insurers which are authorised and regulated. Any reponsible property owner would want to make sure their property is insured with a respectable insurer which is why we make use of well known solid insurers to provide you with peace of mind.

Insurers will rate a risk differently depending on how they consider the risk which is why we search a range of insurers to make sure you pay a competitive premium and obtain cover which meets your requirements.

Property owners liability

Many landlords live with the constant worry that their tenant may injure themselves within the let property and then hold the landlord liable for compensation. This type of liability insurance should not be mistaken for public which is different in the fact that it provides cover for you during the course of your occupation.

Policy Excess 

We understant that being a landlord carries enough stress as it is without the hassle of having to spend a fortune paying an excess if you needed to make a claim on your buy to let insurance which is why we provide policies with excesses starting from as little as £100 for all claims with the exception of a £1000 standard excess for subsidence.

Non Disclosure 

When arranging your insurance you must disclose any material fact which may effect the quotation, for example if you know the area your let property is located in has had flood issues in the past.